At Foxglove International, all our advisers are themselves expatriates and therefore fully understand the challenges that expats sometimes encounter, having made the decision to move abroad. It could well have been the biggest decision made of late and easing any burden is welcome. Let’s look at the situation where we can help:
The vast majority of expats that have made the move and retired abroad have two things in common:
What many of these people also have in common is they don’t like taking financial risks now they have a reduced income but have cash in the bank that just isn’t earning enough interest to boost their retirement income.
The solution could be a longer-term strategy for boosting income via a fixed rate, high interest Monthly Income Bond.
The best thing about these Bonds, other than the attractive rates, is that as they are merely a fixed term product that has a maturity at the end of that term.
Pensions and especially annuities do not, they can even die with you and leave nothing for your next generation and the interest rates are not as high as the Monthly Income Bond option.
So, where is the downside of a Monthly Income Bond, you may ask? There is always a caveat, and in this case, it is simply that you cannot access your funds during the term. That’s it.
You don’t need to be a financial adviser to know its common sense leave a healthy slush fund of cash for unexpected events and rainy days.
If all this makes sense and matches your own personal standards and goals, read on and feel free to ask us for a no obligation call to go over the finer points.
Speak to our team for a no-obligation conversation about the income options available to you.
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Foxglove International Limited is an Appointed Representative of Regency Assurance Ltd for the introduction of prospective clients and administrative support in connection with applications for Regency products. Regency Assurance Ltd is a Long-Term Licensed Insurance Company and is regulated by the Financial Services Regulatory Commission.
Please let us know of how much you would like to save and into which product and we will send you a free/no obligation illustration on your monthly income. One of our advisors will also follow up shortly with a call.
Please let us know of how much you would like to save and into which product and we will send you a free/no obligation illustration on your monthly income. One of our advisors will also follow up shortly with a call.
